Child – Female – Age 3
Medical malpractice birth trauma – serious and permanent injuries including quadriplegia and cerebral palsy
(Total Cost: $250,000.00)
Monthly payments FOR LIFE with 25 years guaranteed.
Payments commence at age 18.
Payments increase at 3% annually.		 Life Expectancy Payout
$1,800.00 paid monthly FOR LIFE, with 300 months guaranteed,
beginning 8/1/2024, with the last guaranteed payment on 7/01/2049.		 $4,637,204.00
Payments increase at 3% annually.
Totals: $4,637,204.00
Sample Structured Settlements

Child – Female – Age 3
Male – Age 40
Female – Age 21

Male – Age 40
Disabled from on-the-job injury – Railroad FELA Case
(Total Cost: $450,000.00)
Monthly payments for 25 years guaranteed.
Payments commence approximately one month from purchase.		 Life Expectancy Payout
$2,000.00 paid monthly, with 300 months guaranteed,
beginning 9/1/2009, with the last guaranteed payment on 8/01/2034.		 $600,000.00
Guaranteed lump sum payments at ages 65, 70 and 75.
$50,000.00 payable on 9/01/2034
$100,000.00 payable on 9/01/2039
$150,000.00 payable on 9/01/2044		 $50,000.00
$100,000.00
$150,000.00
Totals: $900,000.00
Female – Age 21
Brain damage – lifetime disability
(Total Cost: $520,000.00)
Monthly payments for 20 years guaranteed, increasing every five
years. Payments commence approximately one month from purchase. Life Expectancy Payout		 Life Expectancy Payout
$1,500.00 paid monthly, with 60 months guaranteed,
beginning 9/1/2009, with the last guaranteed payment on 8/01/2014.		 $90,000.00
$1,750.00 paid monthly, with 60 months guaranteed,
beginning 9/1/2014, with the last guaranteed payment on 8/01/2019.		 $105,000.00
$2,000.00 paid monthly, with 60 months guaranteed,
beginning 9/1/2019, with the last guaranteed payment on 8/01/2024.		 $120,000.00
$2,250.00 paid monthly, with 60 months guaranteed,
beginning 9/1/2024, with the last guaranteed payment on 8/01/2029.		 $135,000.00
Monthly payments FOR LIFE ONLY. Payments commence 9/1/2029.
Payments increase at 3% annually.
$3,000.00 paid monthly FOR LIFE ONLY beginning 9/1/2029. $3,474,052.00
Totals: $3,924,052.00

* Quotes are for illustrative purposes only and subject to final approval of the annuity company.