The following items should be considered as part of the Structured Settlement process. At J.Hadus & Associates, it is our policy to address these issues on every case:

• Has the claimant been sufficiently advised of the Structured Settlement options in order to make an informed decision?
• Has the Defense been provided a full general release of all claims, including having no liability for the periodic payments?
• Is the annuity company rated A+ or better?
• If appropriate, is the case medically age rated, at what age?
• Do the closing documents contain the necessary language to account for the Structured Settlement?
• Does the plan really meet the needs of the claimant?
• Should secured creditors status be considered?
• Under what circumstances is a commutation rider necessary?
• Is Medicaid an issue and if so, should a Special Needs Trust be considered.
• How should beneficiary arrangements be handled?
• During negotiations (settlement conferences, facilitations, etc.) will I have a structured consultant there representing my interests?
• What are the financial safeguards in place to guarantee the structure?
• What are the qualifications of my Structured Settlement consultant?
• Are Medicare’s interests being considered in light of the new reporting requirements?
• Has the Plaintiff attorney been informed of the option of structuring a portion of the fee?